SUMMARY of key points in the TERMS and CONDITIONS

The information below is a SUMMARY of some of the key points, for your convenience. However, you need to read the attached pdf file which contains the specifics of the Terms and Conditions for using our services.

Terms & Conditions PDF Version

Before agreeing to be bound by our Terms and Conditions, please read carefully that entire document (see link above to pdf file of Terms and Conditions). Since it is rather long, some key provisions are summarized below. BUT don't assume that reading this summary is a substitute for reviewing the entire document.

SUMMARY of key points in the User "Terms and Conditions

Ethical and Professional Standards:

The Services should not be used as a substitute for the advice of a licensed insurance agent, a financial advisor, or a tax advisor. The information provided by the Services is for informational purposes only and does not constitute insurance, financial, or legal advice and should therefore not be relied upon as such. It is provided in an "as is" condition without warranties.

No general information or financial evaluation tools like the ones the Services provide can fit every circumstance, financial situation, or tax situation.

Your Use of the Services is at your own risk.

You may not let anyone else use your account!

No unlawful or prohibited use:

As a condition of your Use of the AAS Websites, you warrant to Advanced Agent Services, Inc. that you will not use the AAS Websites in any of the following ways:

      for purposes that are unlawful, unprofessional, or unethical;
      for purposes prohibited by our Terms and Conditionsces;
      in any manner which could damage, disable, overburden, or impair the AAS Websites;
      in any manner that could interfere with another party's use and enjoyment of the Websites;
      in any matter that violates state insurance laws, federal or state securities laws, or that represents (in the sole discretion of Advanced Agent Services, Inc.) a breach of ethical or professionals standards for insurance agents.
      in any manner that suggests that calculation scenarios being presented to prospects or clients are "guaranteed", "assured", "foolproof", "infallible", "flawless", "the best results obtainable", or other terms that confer on the calculations a quality of certainty or unqualified superiority of outcomes;
      in any manner that fails to maximize the benefit to a client while increasing the compensation earned by an insurance agent; or
      in any manner that misrepresents the role of Advanced Agent Services, Inc. in making these web-based calculation tools and Services available or that violates at any time any Code of Conduct established by Advanced Agent Services, Inc. regarding the Use of these Services.

The activities of the forums and any information provided by the staff or officers of Advanced Agent Services, Inc. are purely for information purposes and are not guaranteed or warranted to be accurate.

Unless you notify us before the renewal date of your subscription that you wish to discontinue the subscription, your paid subscription will automatically renew.

If you fail to provide an on-time subscription payment, Advanced Agent Services, Inc. reserves the right to block your account. You agree that Advanced Agent Services, Inc. will not be liable to you or to any third party for any modification, suspension, or discontinuance of the Services.

Advanced Agent Services, Inc. will provide you notice of changes to the Terms and Conditions by posting a message on AdvancedAgentServices.com that will appear upon your next login to your account.